Exploring Your Options for Care
When it comes to care, there’s no one-size-fits-all solution. From receiving help at home to moving into a care community, families today are faced with more options than ever—and it can be hard to know where to begin. We’re here to help you understand what’s available so you can make informed decisions with confidence. Below, we’ve outlined the most common types of care—what they offer, who they’re best for, and what to consider when evaluating each option.
Caregivers provide non-medical support in the comfort of your home—helping with tasks like bathing, dressing, meals, mobility, and more.
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Best for: Seniors who want to age in place with personalized support
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Average Cost: Varies by service level; hourly care often starts at $40/hour; Tandem’s flexible model offers more affordable alternatives
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Things to Consider: Home care is highly customizable and can be scaled up or down as needs change. It’s ideal for those who value independence but need assistance with daily living.
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Families sometimes hire caregivers directly, without going through an agency. This can appear more affordable but comes with added responsibilities.
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Best for: Those with minimal care needs and a trusted individual already in mind
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Average Cost: $25–$30/hour (varies), plus potential employer-related costs
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Things to Consider: There’s no built-in oversight, training, or backup support. Families are responsible for scheduling, liability, payroll, and vetting qualifications. Care not covered by Long Term Care policies.
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These residential settings provide meals, housekeeping, group activities, and light personal care in a community environment.
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Best for: Seniors who are relatively independent but benefit from social connection and basic support
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Average Cost: Around $8,000/month in Southern California
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Things to Consider: Care is shared among residents and not always immediate. Many families still hire outside caregivers for more hands-on personal care.
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Small, licensed homes (often in residential neighborhoods) that offer 24/7 non-medical care in a more intimate setting.
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Best for: Seniors who need full-time supervision and assistance but prefer a smaller, quieter environment
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Average Cost: $4,500–$7,500/month
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Things to Consider: Fewer social opportunities than larger communities. Staff-to-resident ratios can vary, and medical care is not provided onsite.
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Also known as nursing homes, SNFs provide 24-hour medical care, often for individuals recovering from illness or injury.
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Best for: Those with complex medical conditions or in need of rehabilitation
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Average Cost: Often covered short-term by Medicare or insurance; long-term care is typically self-pay
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Things to Consider: These facilities are designed for medical care, not personal or lifestyle support. They tend to have a clinical feel and may offer less independence.
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